Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing and using Speculax.com ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Platform. Speculax is a decentralized Web3 application operating on the Polygon blockchain.

2. Nature of the Service

Speculax is a marketplace and gamified platform for virtual trading accounts. Users mint a collectible token (NFT) using USDC, which acts as a virtual trading account. This account can be used to simulate trades based on Polymarket prediction markets.

  • Strictly Virtual Balances: All gains or losses executed through the trading accounts on the Platform are purely virtual. The Platform does not offer real-money gambling, sports betting, or direct financial returns on trades.
  • Secondary Market: Users may list their virtual accounts (collectible tokens) for sale on the Speculax Marketplace. Prices are determined entirely by users based on the account's virtual balance, history, and badges.

3. Fees

Speculax charges a flat 2% platform commission on every successful secondary market sale. This fee is automatically deducted from the final sale price (in USDC) at the smart contract level before funds are transferred to the seller.

4. No Financial Advice

Speculax is not a broker, financial institution, or creditor. Any information provided on the Platform, including account stats, Win Streaks, or Volume badges, is for entertainment and gamification purposes only and should not be construed as financial advice.

5. User Security and Wallets

You are solely responsible for the security of your cryptocurrency wallet (e.g., MetaMask, Phantom, WalletConnect). Speculax does not hold custody of your assets, USDC, or collectible tokens. We cannot recover lost tokens, reverse blockchain transactions, or restore access to compromised wallets.

6. Disclaimer of Warranties

The Platform is provided "AS IS" and "AS AVAILABLE" without warranties of any kind. We do not guarantee uninterrupted access to the site or flawless execution of smart contracts. Users interact with the Polygon blockchain at their own risk.